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State indemnity for personal injury and third-property damage claims is operated by the State Claims Agency through the General Indemnity Scheme.

Through the General Indemnity Scheme, State indemnity is provided to State authorities for injuries to people, such as staff members, members of the public, or service users which was the result of negligence on the part of the State authority, its servants and/or agents. Claims against State authorities in the health and social care sector in connection with the provision of or failure to provide a professional medical service are covered as part of the Clinical Indemnity Scheme.

The General Indemnity Scheme also provides indemnity to third-parties for damage to their property, where a State authority has been negligent. This includes physical damage to or loss of material property including buildings, contents, vehicles and/or personal property.

The General Indemnity Scheme provides for risks similar, but not identical, to those traditionally covered by employer’s liability, public liability and commercial third-party motor insurance.

When a claim is made against a State authority, it remains the legal defendant. However, we take over responsibility for managing and resolving the claim on the State authority’s behalf, in line with our statutory mandate. The State authority remains responsible for all damages and third party costs associated with settling the claim.

Get in touch

If you are a State authority and have a query about the General Indemnity Scheme or any aspect of State indemnity, get in touch with us via our contact form.

General Indemnity Scheme Frequently Asked Questions

Get answers to some common questions about the General Indemnity Scheme.

General Indemnity Scheme Frequently Asked Questions

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